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Archive for September 2019

Subsidized vs Unsubsidized student loans.

Unsubsidized Student Loans are federally guaranteed loans that are available for students who desire to pursue education, but lack the financial resources to do so. These loans are not based on financial need. Interest on the unsubsidized student loans starts to accrue as soon as the loan is disbursed to the school. These are fixed interest…

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Cash Value Life Insurance Could Be A Secret Weapon For College Savings

By • Jerilyn Klein Bier September is Life Insurance Awareness Month and a wealth advisor with a specialty in college planning wants more financial advisors and parents to understand how permanent life insurance policies (including whole life and indexed universal life) can help fund college expenses. Beth Walker, a wealth advisor with Omaha-headquartered Carson Wealth…

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Cash Value Life Insurance Could Be A Secret Weapon For College Savings

By • Jerilyn Klein Bier September is Life Insurance Awareness Month and a wealth advisor with a specialty in college planning wants more financial advisors and parents to understand how permanent life insurance policies (including whole life and indexed universal life) can help fund college expenses. Beth Walker, a wealth advisor with Omaha-headquartered Carson Wealth…

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Student debt is hitting African Americans the hardest. These experts have a plan to fix it.

Danielle Douglas-Gabriel, The Washington Post | on September 20, 2019 The statistics are startling: African American college students borrow more often, owe more money and default more frequently than any other racial group on their education loans. The racial disparities in student debt are driven by wealth inequality and lackluster funding of institutions that enroll…

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Student debt is hitting African Americans the hardest. These experts have a plan to fix it.

Danielle Douglas-Gabriel, The Washington Post | on September 20, 2019 The statistics are startling: African American college students borrow more often, owe more money and default more frequently than any other racial group on their education loans. The racial disparities in student debt are driven by wealth inequality and lackluster funding of institutions that enroll…

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Why You Might Not Want to Pay Off Your Student Loans Early

While it may seem like a good idea, early student loan repayment has some big downsides. by Christy Bieber Sep 19, 2019 at 7:30PM Student loans seem to go hand-in-hand with diplomas these days, and many graduates with educational debt are eager to repay what they owe and shed this financial burden as soon as…

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4 Simple Tricks for Boosting Your Credit Score

You can’t afford to have a low credit score — and these tricks will help make sure you don’t. By Christy Bieber Sep 19, 2019 at 6:30PM Your credit score is more than just a three-digit number. Having an excellent credit score opens up all kinds of doors for you, as banks will be eager to lend…

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4 Simple Tricks for Boosting Your Credit Score

You can’t afford to have a low credit score — and these tricks will help make sure you don’t. By Christy Bieber Sep 19, 2019 at 6:30PM Your credit score is more than just a three-digit number. Having an excellent credit score opens up all kinds of doors for you, as banks will be eager to lend…

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Here’s How to Get Out of Debt—No Matter What Got You Into It

Whether it’s student loans, divorce, joblessness, or medical bills, experts give Glamour their best get-out-of-debt advice. By Samantha Leach September 17, 2019 April is Financial Literacy Month onCNBC. To mark it we’re diving deep on how women get paid, spend their hard-earned cash, and fight back against the disadvantages we still face in the workplace. Glamour’s Editor In…

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Why teens should have credit cards

by ROB CARRICK PERSONAL FINANCE COLUMNIST Worried that if teens have credit cards, they’ll over-spend and harm their credit scores? I think the risk is worth taking because of the potential upside. We could be doing a lot better at managing credit as a country. Our credit scores are good, and we’re doing fine at…

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