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Certified College Funding Specialist®

Education Loan Analyst

Certified Financial Education Instructor/Speaker®


The College Decision Navigator

The College Decision Navigator is designed to help families navigate the academic and admissions side of college to get the student accepted to the college of his or her dreams.

This jammed packed ebook comes complete with calendars, checklists, and step-by-step guidelines on how to figure out what the student wants from college, narrow down the list of schools, and increase your odds of getting in.

Download College Decision Navigator

Send me this free guide.




Know what to ask and look for when touring schools.



Here are some comments received from students, parents, professionals, and business owners about using the College Decision Navigator…
"For me as a guidance counselor, its simple. I needed a plan for the kids I work with each and every day to graduate college. I personally work with families every day and most families don’t realize that the average student now takes several years more than expected to earn a degree and the unplanned costs can increase tuition by $50,000-$75,000. You need to understand the issues and have a plan so your student will graduate in four years. Take it from me, a GUIDANCE Counselor working with these kids everyday, Mr. Osborne just changed the ENTIRE game with his work-guide, possibly world wide."

Merriya Smith
Guidance Counselor
"My wife and I use this book so much it now it has become part of our prerequisite guide with our clients. She's a guidance counselor, I'm a real estate attorney. The strategies he teaches can  reduce the cost the Cost of College by Thousands. Mr O goes over a few deliberate, but highly impactful tips that are pratical for every family or guardian with kids and or assets. This thing is jam-packed with information that can easily shave off a few additional thousand dollars on the overall costs you’ll be looking at. Merriya and I definately using this for our kids as well as in our daily works and we keep Mr. O busy because every client we see, he sees. Mr. O, thanks again my friend for a super job well done. Fantastic business partner, author, instructor, and friend."

John Smith
"Mr. James Osborne, thank you so much. Who knew so many variables where involved in the college decision process. I am fortunate to have received a scholarship when I was in high school, but my kids may not be so lucky. But with this guide at my disposal, we have the power to negotiate colleges down, get more aid, and NOT have to pay it back as a loan. Not to mention your  scholarship site and program. Over 400 Thanks James, you book has and will forever be, a true modern day blessing." 

Beriya Satta
Business Owner
"I just want to say Mr. Osborne's guide is truly one of a kind. It really gets into the decision making process. It has some great tips on the questions to ask during a college visitation, and how to conduct myself during a college interview, which I will definitely also  use for job interviews when I graduate. I know it was written for one purpose, but it covers so many others in the process!!! Again, this is truly one of a kind."

California, HS Senior

“OH MY GOSH!!! I downloaded Mr. Jaro's College Decision Navigator book, and thought I hacked the college system. It helped me write my college essays and made sure I covered all the steps IN writing an essay. It was of utmost value in not only getting me admitted to the college of my dreams, but I also used the tips to get a $4,000 merit scholarship. Thank you so much Mr. Jaro!”
Arizona, HS Senior
"You know, the best part of this guide are the calendars of to-dos. It covers every step my daughter needed to take from freshman to senior in high school. I had looked all over the Internet for years, but after being referred to Mr Osborne from my financial planner, he helped my daughter and I not only thru this guide (which does the work itself), he laid it all out for us by month, which made the whole process lots easier. Thanks a BUNCH Mr. Osborne for making this a truly enjoyable experience for the both of us, especially with me being a single parent!"
Georgia, Mother

Will this booklet guide me through the entire college process?

The College Decision Navigator workbook is designed to help parents and their college-bound students achieve the highest level of understanding of the complicated college process. It will guide you through proper college selection and visitation and steer the student through a basic search to help prevent the 5- to a 6-year college degree and college major switches, all of which can help you reduce costs.


Does the College Decision Navigator only cover the college selection process?

No. The College Decision Navigator workbook will also show you how to achieve the highest ACT/ SAT scores and how to move through the college admissions process efficiently. This guide, if followed correctly, will provide both student and parents with the information they need to get the maximum value for their college dollar.


Does the College Decision Navigator help me decide which colleges to apply to?

Because choosing the right school is such a personal decision, the College Decision Navigator takes you through 25 strategic steps in the college selection process. It covers campus culture, diversity, distance from home, student body size, majors offered, and which of these things mean most to you. It walks you through the college selection process step by step to help you find the best colleges that match your interests and talents.


My first choice college I applied to wants to interview me. I’m very nervous about being interviewed. Does the College Decision Navigator provide the interview preparation I need?

Our experts that put the College Decision Navigator together know first-hand how to prepare for a college interview. The College Decision Navigator will guide you through the interview process and help you put your best foot forward when it counts.

Is this really free-of-charge? Once I give my personal information, are you going to charge me some way, or hound me to buy something?

You will not be hounded by anyone. If we contact you, it would start by email. Some families are very busy and request our personalized guidance, and others merely download the booklet and try to do everything themselves. Either way, we want to help our community and get introduced to college-bound families that could use our help.


James Osborne, CCFS®


Certified Education Loan Analyst®

Certified Financial Education Instructor®


325 North Saint Paul Street Ste. 3100, Dallas TX, 75201

 (972) 674-9981



325 North Saint Paul Street Ste. 3100, Dallas TX, 75201